Calculate in the app
Works offline%
months
- Interest savedসঞ্চিত সুদ₹6,89,171
- Tenure shortened byসময় কমল3y 10m
- Current EMI₹24,986
- New monthly outgo₹26,986
- Interest without prepayment₹19,97,519
- Interest with prepayment₹13,08,348
- New tenure11y 2m
Totals per year, on reducing balance.
Interest and tenure saved by prepaying — lump sum, extra EMI, or both.
Assumptions used in this calculation
- • The rate stays fixed and the lump sum is paid today, before the next instalment.
- • Tenure reduction is assumed (the EMI stays the same), which is the usual cooperative and bank default on prepayment.
- • Prepayment charges, if your lender levies any, are not included.
Full calculator on the ArthaPath website
Open CalculatorPrint / download on the pageWhat you can do on this page
- Enter your own values and calculate on the live ArthaPath page
- See results and, where the page provides them, repayment schedules
- Use the page's own print and download options
- Share the page, copy the link or send it on WhatsApp
Calculations are provided for information and financial-literacy purposes. They are not professional financial or legal advice, and actual figures from a bank or society may differ.