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Works offline%
months
%
- Group monthly instalmentগোষ্ঠীর মাসিক কিস্তি₹6,175
- Per member / monthসদস্যপ্রতি মাসিক₹515 loan + ₹100 savings₹615
- Loan share per memberসদস্যপ্রতি ঋণ₹16,667
- Total interestমোট সুদ₹22,315
- Total repaymentমোট পরিশোধ₹2,22,315
- One-time service charge₹2,000
- Group savings collectedগোষ্ঠীর মোট সঞ্চয়₹43,200
- Tenure3 years
Totals per year, on reducing balance.
Self Help Group loan on reducing balance, with per-member share, group savings and schedule.
Assumptions used in this calculation
- • The group repays one instalment and divides it equally among members.
- • Interest is on reducing balance; the rate is fixed for the tenure.
- • Group savings are treated as simple accumulation without interest, since society rates vary.
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Calculations are provided for information and financial-literacy purposes. They are not professional financial or legal advice, and actual figures from a bank or society may differ.